Financial Aid for Current Students

This timeline shows the steps you can take to ensure that all financial awards are offered and disbursed on time. Free yourself up to focus on academic success by planning ahead now!

Students admitted to the Pre-Medical Pathway (PMAP) program, click here. 

January 2024 – March 2024

1. File the 2024-2025 FAFSA by the priority service date of March 1. 
   • School Code: 001083
   • Note: The FAFSA can be submitted after March 1.

April 2024

1. Estimated financial aid summary letters will be sent to all admitted students prior to Second Look with projected financial aid eligibility.
2. Scholarship offers are sent out to students who are selected by the UArizona Scholarship Committee.
   • Automatic review up to admission to College of Medicine – Tucson.

June 2024

1. Official award letter will be sent to all admitted students who have submitted a FAFSA.
2. Review your UAccess Student Center
   • View Award Notification
   • Accept your loans in the amount needed for the academic year
   • Grant/Decline permissions for financial aid authorization
   • Complete the Master Promissory Note (MPN) & Loan Entrance Counseling for each accepted loan type

July 2024

In UAccess > Student Center

1. Complete any outstanding To-Do List items & review any Notices & Holds
2. Confirm fall enrollment for all required courses
3. Confirm tuition is being assessed for fall on your bursar’s account
4. Update mailing and permanent address if required
5. Sign up for web refund enrollment if direct deposit is preferred

August 2024

In UAccess > Student Center

1. Review the My Financial Aid Summary page to confirm your aid disbursed for fall 
2. Confirm you have no outstanding charges on your bursar’s account
3. Pay any outstanding charges on your Bursar’s account

If you have questions about the admissions process, please visit the Admissions Office website.

The estimated cost of living allocation varies per year in medical school and is based on the academic year duration. The cost of living includes room/board, transportation, miscellaneous, books and supplies, health insurance, and the cost of USMLE Step 1 for second-year medical students and Step 2 for third-year medical students.

Students who live with their parents should refer to the commuter budget. Students living independently should refer to the non-commuter budget.

• This is not a bill. This is only an estimate. All amounts shown here or in other university publications or webpages represent tuition and fees as currently approved. However, the University of Arizona reserves the right to increase or modify tuition and fees without prior notice, upon approval by ABOR or as otherwise consistent with Board policy, and to make such modifications applicable to students enrolled at the UA at that time as well as to incoming students. In addition, all tuition amounts and fees are subject to change at any time for correction of errors. Finally, please note, that fee amounts billed for any period may be adjusted at a future date.
• Tuition figures below include tuition plus approved mandatory fees. Dollar amounts have been rounded.
• Additional tuition and fee information available at the Bursar’s Office.
• Disability insurance: All enrolled medical students are assessed $24 per academic year ($12 per semester) to cover the group plan policy. There is no opting out based on the rules of the plan. This charge is included as part of the miscellaneous budget category for your cost of attendance. To view the policy and coverage, please register at www.guardiananytime.com using the group policy: G-00480494.

College of Medicine AZ RESIDENT

Cost of Attendance 2024-2025

MS1 Estimated Cost Of Living Budget PDF

MS2 Estimated Cost of Living Budget PDF

MS3 Estimated Cost of Living Budget PDF

College of Medicine NON-RESIDENT

Cost of Attendance 2023-2024

MS1 Estimated Cost of Living Budget PDF

MS2 Estimated Cost of Living Budget PDF

MS3 Estimated Cost of Living Budget PDF

Before applying for financial aid as a student at the College of Medicine – Tucson, we suggest that you review your credit score and prepare a draft budget.

Complete a Credit Check

There are three major credit bureaus that track consumer credit scores (Experian, Equifax and TransUnion). The federal government requires each credit bureau to give consumers a free credit report annually.

You can request your free reports at monthly budgeting worksheet to create a draft budget. 

Since your offered financial aid is an academic year amount, it is recommended to calculate your annual expenses on the budget worksheet over a 12-month period.

• Enter your values for income and then initially add the financial aid amount that is offered of for the following budgets below:
  • AZ Resident Non-Commuter (independent): $76,626
  • Non-Resident Non-Commuter (independent): $95,706
• Enter your fixed and variable expenses into the budget sheet. See below the expenses we provide for the following:
  • Tuition & Fees: $39,796 Resident; Non-Resident: $58,879
  • Books & Supplies $800 + Computer  $1,300 = $2,100
• Review your Total Discretionary Income calculated at the bottom of the page.
  • If it is a positive amount: Reduce the amount you reported in the income section for Financial Aid by the Total Discretionary Income providing a new $0 value. When you accept your financial aid in July, you will only accept up to the amount reported in the Financial Aid section on the form. This implies that you do not need all of the aid that has been offered to you. 
  • If it is a negative amount: Your financial aid does not cover the amount you will need and you should schedule an appointment with the Financial Aid Office to review further. Please bring this budget sheet to your appointment: AAMC Fillable Budget Worksheet

The College of Medicine – Tucson is not authorized to change or offer advice on conditions that would allow you to become an Arizona resident. 

If your residency classification does change, you must notify our office via email at financialaid@medadmin.arizona.edu. Use the subject line “Residency Classification Change.”

Learn about residency classification from the UA Registrar.

Residency Classification Office
University of Arizona
1423 E. University Blvd.
Modern Languages, Room 347
PO Box 210067
Tucson, AZ 85721-0067

520-621-3636
REG-rco@email.arizona.edu

The Pre-Medical Admissions Pathway (P-MAP) Program is a 14-month, full-time, intensive medical school preparation program designed for students who have experienced greater than average challenges in preparing to become competitive medical school applicants.

File your FAFSA

• File your FAFSA for 2022-2023 AY & 2023-2024
• Renew each new academic year

Summer 2023 P-MAP Cost of Attendance

Financial Aid Opportunities

Federal Direct Unsubsidized Loan 

This loan is federally guaranteed and it is not based on financial need. Interest accrues from the time the loan is disbursed to the school and is a fixed rate for the life of the loan. Loan origination fees are taken at the time of disbursement. There are maximum amounts you can receive per school year determined by the number of months you are in school.

• Amount offered: $20,500 per academic year 
  • Interest Rate: Fixed at 6.54%
  • Origination Fee: 1.057% 
• The lifetime maximum a graduate student may receive throughout their graduate career is $138,500 (also includes all Federal Direct or FFELP Subsidized Loans you may have received)

GraduatePLUS Direct Loan

Federal Direct Graduate PLUS Loan is a loan made by the U.S. Department of Education to graduate or professional students. Interest accrues from the time the loan is disbursed to the school and is a fixed rate for the life of the loan. Loan origination fees are taken out at the time of disbursement. Graduate PLUS Loans require the borrower to be credit-worthy.

• Amount offered: up to full cost of attendance
  • Interest Rate: Fixed at 6.54%
  • Origination Fee: 4.228% 

Scholarships

For internal and external scholarship opportunities, please visit the University of Arizona’s Scholarship Universe. Scholarship Universe is a scholarship-matching portal that determines eligibility for all available scholarships based on the student profile question responses. A UA NetID is required to log into SU. If you are not a UA student, you will not be able to create a profile until you are admitted, but you will be able to see a list of available scholarships and related information. P-MAP students are encouraged to apply for all available scholarships that are designated within the SU portal and research other scholarships available through public and private organizations.

Search Graduate College Funding Opportunities

The funding opportunities listed here are administered or funded by the UA Graduate College. Graduate students seeking funding for their studies or research can also find helpful information through the Office of Fellowships and Community Engagement. Many other funding resources are available to UA students through Scholarship Universe.

The Financial Aid Office offers a series of debt management and financial literacy sessions each year presented by our staff as well as other experts in the field. These sessions help you learn to manage your educational debt and to better understand the fundamentals of personal finance.

2023-2024 Financial Literacy Lunch Talks

• 9/14/2023  10/23/2023: Demystifying Public Service Loan Forgiveness
• 10/9/2023: Understanding Your Loans & Income-Driven Plans
• Spring 2024: Paying for 4th Year: Interviews and Away-Rotations
• Spring 2024: Home Buying for Medical School Graduates 
• Spring 2024: Class of 2024 Loan Exit Session

RSVP link and location will be provided separately for each event!

2022-2023 Podcast Presentations

• 9/22/2022 Budgeting Basics: Managing the Dollars & Sense (Podcast)
• 10/25/2022: Demystifying Public Service Loan Forgiveness (Podcast)
• 11/10/2022: Understanding Your loans & Income-Driven Plans (Podcast)

Lunch Talks from Prior Years

• 8/30/2021 Budgeting Basics: Managing the Dollars & Sense (Podcast) 
• 9/20/2021 Paying for 4th Year: Interviews and Away-Rotations (Podcast) 
• 10/21/2021 Demystifying Public Service Loan Forgiveness (Podcast)
• 10/28/2021 Understanding Your loans & Income-Driven Plans (Podcast)
• 3/17/2021  Class of 2021 Loan Exit (Podcast)
• 11/20/2020: Enrichment Elective Session II (send email to: financialaid@medicine.arizona.edu for recording)
• 10/30/2020: Enrichment Elective Session I (Podcast) 
•  3/17/2020: Class of 2020 Loan Exit Session (Podcast) 
• 10/29/2019: Debt: One Piece of the Financial Puzzle (Podcast) 
• 10/22/2019: Arizona & National Loan Repayment Programs with a Service Commitment (Podcast)
• 9/23/2019: Demystifying Loan Repayment & Forgiveness (Podcast)
• 3/14/2019: Class of 2019 Loan Exit Session (Podcast)
• 2/26/2018: Home Buying for Graduating Medical Students (Podcast)
• 3/14/2018: Class of 2018 Loan Exit Session (Podcast) 
• 10/9/2018: Demystifying Loan Repayment & Public Service Loan Forgiveness (Podcast)
• 10/10/2017: Demystifying Loan Repayment & Public Service Loan Forgiveness (Podcast)
• 10/16/2017: Managing the Dollars & Sense for Future Physicians (Podcast)
• 10/30/2017: Arizona & National Loan Repayment Programs with a Service Commitment (Podcast)
• 3/9/2017: Homebuying for Graduating Medical Students (Podcast)
• 3/15/2017: Class of 2017 Loan Exit Session (Podcast) 
• 10/10/2017: Demystifying Loan Repayment & Public Service Loan Forgiveness (Podcast)
• 10/16/2017: Managing the Dollars & Sense for Future Physicians (Podcast)
• 10/30/2017: Arizona & National Loan Repayment Programs with a Service Commitment (Podcast)
• 10/06/15: Budgeting from a Med Student Perspective (Podcast)
• 10/13/15: Some Practical Tax, Legal and Financial Advice for Medical School Students and Residents (Podcast)
• 10/19/15: Arizona & National Loan Repayment Programs (Podcast)
• 10/20/15: Understanding Your Loans and Loan Forgiveness (Podcast)
• 10/29/15: Student Loan Best Practices for Medical Graduates (Podcast)
• 11/2/15: Scholarship Hacks – a look into Scholarship Universe! (Podcast)
• Family Weekend 2016 (Podcast)
• 10/3/2016: Demystifying Loan Repayment & Public Service Loan Forgiveness (Podcast)
• 10/10/2016: Practical Financial Preparation for 4th Year from a Med Student Perspective (Podcast)
• 10/17/2016: Arizona & National Loan Repayment Programs with a Service Commitment (Podcast) *available slides per audio technical issues*
• 10/27/2016: Practical Tax and Legal Considerations for Medical School Students and Residents (Podcast)
• 10/31/2016: Managing the Dollars & Sense for Future Physicians (Podcast)

AAMC FIRST Resources / AAMC’s Financial Wellness Program

Want To Get Better At Managing Your Money? The AAMC’s Financial Wellness Program Can Help! It’s a free, online, financial education resource, that provides a variety of financial information to help students, residents, and practicing physicians become more financially savvy. Get your FREE account today under the ‘Current Medical Student’ log in.

Per Class Year Suggestions

Class of 2024

2023-2024 Financial Literacy Sessions

Class of 2024 Loan Exit Session 

Wednesday, March 13, 2024

The Office of Financial Aid is committed to educate and provide resources which help facilitate and empower students in making wise financial decisions. Upon graduation students are able to meet with the director of Office of Financial Aid to discuss the various tools to understand loan repayment options such as:

• Federal loan repayment programs
• How to access your student loans through StudentAid.Gov
• Public service loan forgiveness
• Tax benefits for medical students and residents

To make a one-on-one loan exit appointment with Jessica Le Duc, click

Loan Exit Session for Class of 2024

Homebuying for Graduating Medical Students 2024

Tal Frank from Physician Loans hosted the Home Financing for Graduating Medical Students and Residents webinar for the AAMC First Program on Tuesday, February 20, 2024.

The College of Medicine – Tucson Financial Aid Office may be able to adjust your budget through a COA Appeal if you incur allowable expenses during the academic year that are not included in your standard COA or exceed the amounts accounted for in the standard budget.

Examples of expenses that may be considered include the following:

• Cost of child care/dependent care

• Purchase of a computer

• Rent or utility expenses that exceed the estimated COA

• Away rotation expenses

• Interview expenses

These forms will require you to log in with your NetID and Password

2024-2025 Cost of Attendance (COA) Appeal for General Expenses

2024-2025 Cost of Attendance (COA) Appeal-Residency Interviews

2024-2025 Cost of Attendance (COA) Appeal-Away Rotations

For questions, please contact Yamne Callejas Mendez at yamnevc@arizona.edu

Guidelines for the submission of additional documentation, excluding Cost of Attendance appeals.

Forms and/or documentation requested by the Office of Financial Aid may be submitted via email, U.S mail or in-person. Follow the instructions below when submitting forms and/or documentation to ensure your submission is received by the Office of Financial Aid and processed in a timely manner.

Submitting Documents via Email

Forms and/or documents submitted to the Financial Aid Office via email must be submitted per the following.

Subject Line of email must include:

• Name of the Form and/or documentation attached and
• Student ID number
• Example: Student Budget Re-Evaluation, 23456789

All supporting documents must be submitted under the same folder as an attachment in one email (separate emails and screenshots in email body will not be accepted).

Acceptable attachment formats:

• PDF (preferred)
• Microsoft Word (accepted)
• Submit each form with sufficient documentation (example: receipts)

U.S Mail or In Person:

College of Medicine – Tucson Office of Financial Aid
1501 N. Campbell Ave., Room 2115
PO Box 245076 
Tucson, AZ 85724 
Tel: 520-626-7145 
Fax: 520-626-8571

Please note that the Office of Financial Aid does not send fax receipt confirmations even if requested by the sender. Confirmation of forms/and or documents submitted to the Office of Financial Aid appear in your Student Center To-Do Item list with the To-Do Item statuses.

Tuition and Fees Refund Policy

FAQ Tuition Refund Policy

FORMS

Satisfactory Academic Progress (SAP) Appeal Form